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Whom do I contact if I have questions about consolidation?There is no cap on the interest rate of a Direct Consolidation Loan.allows you to consolidate (combine) multiple federal education loans into one loan. Top Private education loans are not eligible for consolidation, but for some Direct Consolidation Loan repayment plans, the total amount of your education loan debt—including any private education loans—determines how long you have to repay your Direct Consolidation Loan.The result is a single monthly payment instead of multiple payments. Direct PLUS Loans received by parents to help pay for a dependent student’s education cannot be consolidated together with federal student loans that the student received.Consolidating your federal loans through the Department of Education is free; steer clear of companies that charge fees to consolidate them for you.When you consolidate federal loans, your new fixed interest rate will be the weighted average of your previous rates, rounded up to the next ⅛ of 1%.So, for instance: If the average comes to 6.15%, your new interest rate will be 6.25%.Additionally, you’ll get a new loan term ranging from 10 to 30 years.

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Student loan consolidation: Consolidation is the process of combining your government loans so that you can make a single monthly payment. Once your loans are combined into a Direct Consolidation Loan, they cannot be removed. If you want to lower your monthly payment amount but are concerned about the impact of loan consolidation, you might want to consider deferment or forbearance as options for short-term payment relief, or consider switching to an income-driven repayment plan.So if you feel like your interest rate is too high, refinancing could help.This process will also combine all the loans you refinance into one convenient payment.




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The biracial beauty - whose favorite clothing line is Fashion Nova - finished off her summery ensemble with aviator shades, a body chain, and her signature pixie curls. You know, us 40-year-olds, we gotta keep it together and keep it right.'Following her 13-year marriage to the 56-year-old Oscar nominee and five-year romance with GMA host Michael Strahan, Murphy is searching 'for somebody who's got their stuff together.''[I want to date a man] who's smart, who likes to have fun, who likes to travel and he's gotta be somewhat good looking,' the California native added.'Or, a nice body. They don't have to be all that, but they can be decent.' Five are Nicole's: The 56-year-old Oscar nominee reunited with eight - Eric, 28; Bria, 27; Christian, 26; Miles, 24; Shayne, 22; Zola, 17; Bella, 15; and Izzy, 14 months - of his nine children (by five women) last Christmas Eddie reunited with eight - Eric, 28; Bria, 27; Christian, 26; Miles, 24; Shayne, 22; Zola, 17; Bella, 15; and Izzy, 14 months - of his nine children (by five women) last Christmas.


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