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Among the variety of these loans are the Perkins loans, Stafford loans, Health Professional loans, direct loans, PLUS loans, Guaranteed Student Loan, and NSL.

It doesn’t matter as to whether it is the student or the parent who benefits in the loan but the real deal is that they can turn to the system.

However, as the law provides these days, a person’s loans should be separately consolidated.

You should take note though that the consolidation of the loans can only become a good option when the paying off period has signaled its start or within the span of time that they need to be settled.

To be eligible for Federal Loan Consolidation, borrowers must have at least one loan from the Federal Direct Loan program or Federal Family Education Loan (FFEL) program that is not in an “in-school” status.

Defaulted loans may be consolidated in certain circumstances.

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The monthly payment amount may decrease because repayment can be spread over a longer time period.Below we've ranked the leading student loan refinancing and consolidation companies. There are many different benefits and drawbacks of what each student loan consolidation and refinancing lender offers, and it is important to be aware of all of them.It is free to apply and the process usually takes about 15 minutes. You will find all of the necessary information below.​Before you start an application, you should know that most lenders require a minimum FICO credit score of 660, 40% maximum monthly debt-to-income, and ,000 in yearly gross income.Today, the answer to that question is probably yes!7 out of 10 graduates are now graduating with some form of student loan debt.

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